Monday, May 7th, 2001 The Pierre Hotel, New York City

Mr. Nicolas Bornozis
President, Capital Link, Inc.

NICOLAS BORNOZIS is the president of the Capital Link Group, A New York based investor relations and financial advisory firm. The company's mission is to assist European Stock Exchanges and blue chip companies to develop and maintain a shareholding base among European and US investors and take advantage of favorable opportunities in the international capital markets.

He holds an MBA from Harvard Business School and a Law Degree from the University of Athens, in Greece. Prior to founding Capital Link in 1995, and for a period of over ten years he was the President of CCF International Finance Corp. (CCF IFC), the US broker/dealer subsidiary of Credit Commercial de France, a major European Bank. CCF IFC addresses the needs of US institutions, which invest in the European fixed income and securities markets. Mr. Bornozis took over the firm close to its inception and developed it to a strategically positioned, diversified and highly profitable operation. Prior to CCF IFC he worked at the International Department of Bankers Trust Company in New York and then at the Commercial Banking operation of CCF in New York where he was responsible for business development and lending to US multinationals and the Wall Street firms.

He is a Visiting Lecturer on International Banking and Finance at the City University Business School in London, United Kingdom. For several years he has also been the Chairman of the Investment Management Committee of the Harvard Business School Club in New York, Chairman of the Athens College Alumni Association in America and a member of the Board of the New York Hellenic American Chamber of Commerce.

He has written several articles on the international banking and finance and has participated as speaker and panelist in several investment conferences in the US, Europe and Latin America.